7 Day Home Care Accepts MetLife Long Term Care Insurance

Brian Callahan 7 Day Home Care • June 5, 2025

7 Day Home Care Accepts MetLife Long Term Care Insurance

Choosing a home care agency with deep experience in MetLife Long Term Care Insurance claims gives families unmatched peace of mind and confidence. At 7 Day Home Care, we’ve spent years successfully providing home health aide services approved by MetLife, helping clients and their families maximize benefits while receiving exceptional in-home care. Our expertise in interpreting MetLife policy terms, coordinating required documentation, and meeting eligibility criteria ensures that care is not only high quality, but also fully aligned with insurance requirements. Families trust us because we simplify the process—from benefit verification to claim submission—while delivering compassionate, personalized support that meets both emotional and medical needs. When it comes to trusted, MetLife-approved home care in New York, 7 Day Home Care is the agency of choice.

7 day home care is approved by metlife long term care insurance to provide HHA care for ADLs

Home Care Agency Approved by MetLife Long Term Care Insurance

If you’re searching for a reliable home care agency that accepts MetLife Long Term Care Insurance in New York, look no further than 7 Day Home Care. We specialize in delivering high-quality, compassionate, and customized in-home care services that are covered by MetLife’s long-term care insurance policies. Whether your loved one needs part-time help or full-time live-in care, we ensure that the process is seamless, supportive, and tailored to your needs. MetLife Long Term Care Insurance is a policy that helps cover the costs associated with long-term care services, including home care services.

Does 7 Day Home Care Accept MetLife Long Term Care Insurance?

Yes. 7 Day Home Care is proud to accept MetLife Long Term Care Insurance for qualified home care services across Manhattan, Queens, Brooklyn, Long Island (Nassau and Suffolk Counties), and beyond. We work closely with MetLife policyholders and their families to help manage documentation, verify benefits, submit claims, and ensure services are reimbursed according to policy terms.

Home Care Services Covered by MetLife Long Term Care Insurance

Personal Care Assistance

MetLife covers assistance with activities of daily living (ADLs), such as:

Bathing
Dressing
Toileting
Mobility assistance
Grooming
Feeding

Companion Care

At 7 Day Home Care, we regularly combine companion care with ADL support to create a comprehensive care experience that meets MetLife’s requirements while also enriching the client’s quality of life. By pairing essential daily living assistance with social interaction and light support services, our caregivers promote physical well-being, emotional health, and independence—all within the comfort of home.

Friendly conversation
Medication reminders
Light housekeeping
Meal preparation
Accompaniment on appointments

Dementia and Alzheimer’s Home Care

If your loved one suffers from cognitive decline, MetLife typically covers:

24/7 supervision
Wandering prevention
Structured daily routines
Memory care support

Live-In and 24-Hour Care

Depending on the policy, MetLife may cover full-time live-in care or multiple shifts of aides throughout the day and night.

Respite Care

Respite services give primary family caregivers a needed break. MetLife often reimburses short-term care provided by trained home health aides.

How 7 Day Home Care Helps You Use Your MetLife Benefits

Policy Verification

We’ll review your long-term care policy and confirm eligibility for services, including benefit triggers (such as needing help with two or more ADLs).

RN Assessments

Our Registered Nurses perform required independent health assessments and create a Plan of Care that aligns with MetLife’s reimbursement criteria.

Claim Submission and Documentation

7 Day Home Care handles all necessary paperwork to minimize delays and confusion. We submit weekly or monthly documentation to MetLife on your behalf.

Ongoing Coordination

We communicate regularly with families and MetLife to ensure continued coverage and adjust care plans as needs evolve.

Frequently Asked Questions About MetLife and Home Care

What are the requirements to activate a MetLife long-term care insurance policy?

Most MetLife LTC policies require a physician’s statement and proof that the insured needs assistance with at least two activities of daily living (ADLs), or has a cognitive impairment like dementia.

Can MetLife cover care from a family member?

Typically, MetLife only reimburses services from licensed agencies like 7 Day Home Care. Informal family caregiving is usually not covered.

Is there a waiting or elimination period?

Yes. Many MetLife LTC policies include a 30- to 90-day elimination period during which services must be paid out-of-pocket before benefits begin.

Does MetLife reimburse directly to the family or to the agency?

This depends on the policy. Some reimburse the insured directly, while others allow for assignment of benefits to the agency.

How can I check my MetLife policy benefits?

You can contact MetLife directly, or let 7 Day Home Care assist you with a complimentary policy review to confirm coverage and start planning care.

Why Families Trust 7 Day Home Care

7 Day Home Care is licensed by the New York State Department of Health and is known for its professionalism, responsiveness, and compassionate care. Our services are personalized to meet the unique medical, emotional, and physical needs of each client. We employ only certified Home Health Aides (HHAs) and Personal Care Aides (PCAs), all under the supervision of experienced Registered Nurses.

We also offer multilingual caregivers who speak English, Spanish, Russian, Polish, Tagalog (Filipino), French, and Farsi, making us one of the most inclusive home care agencies in New York.

Where We Provide MetLife-Covered Home Care Services

We proudly serve:

Manhattan (including Upper East Side, Upper West Side, Greenwich Village, Tribeca, etc.)
Brooklyn (Park Slope, Williamsburg, Boerum Hill, Brooklyn Heights, etc.)
Queens (Forest Hills, Flushing, Whitestone, Bayside, Douglaston, etc.)
Nassau County (Great Neck, Roslyn, Mineola, Garden City, Manhasset, Long Beach, etc.)
Suffolk County (Huntington, Melville, etc.)

Contact 7 Day Home Care Today

If you have a MetLife Long Term Care Insurance policy and need compassionate, professional in-home care in New York, call 7 Day Home Care. We’ll help you understand your benefits, navigate the claims process, and provide the highest standard of care—because your peace of mind is our priority.

7 Day Home Care provides low cost private pay in-home care services and is an approved provider under many insurance policies, including MetLife long term care insurance - throughout NYC -Manhattan, Queens, Brooklyn, and Long Island, New York. To learn more about our award winning home health aide care services for in-home care, please call 516-408-0034 to schedule your free consultation.

Brian Callahan

7 Day Home Care

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