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15+ LTC Carriers Accepted · Full Claims Management at No Charge · Assignment of Benefits Accepted · NYS Licensed LHCSA
✓ We verify your policy, manage your claim, and handle all documentation — at no charge to you
✓ Licensed LHCSA — required by most LTC insurance policies for benefits to apply
✓ Serving Manhattan · Brooklyn · Queens · Nassau County · Suffolk County
(516) 408-0034 Available 24 hours a day · 7 days a week
Verify Your LTC Policy — Free · Verify Our NYS License
Long-Term Care Insurance for Home Care in NYC and Long Island, NY
Long-Term Care Insurance for Home Care — At a Glance
Carriers Accepted: CNA · Brighthouse · Genworth · Mutual of Omaha · MetLife · Transamerica · John Hancock · New York Life · Northwestern Mutual · MassMutual · Lincoln Financial · UNUM · Bankers Life · and others — call if your carrier is not listed
Benefit Triggers: ADL-based (typically 2 of 6 ADLs) · cognitive impairment trigger · or both
What We Manage: Policy verification · benefit confirmation · care plan documentation · daily care notes · invoicing · assignment of benefits · ongoing claims submissions
Cost to You: No charge for all LTC insurance administrative services
LHCSA Requirement: Most policies require care from a licensed LHCSA — 7 Day Home Care is NYS licensed
Assignment of Benefits: Accepted — we bill your carrier directly
Services Covered: Companion care · personal care · overnight care · live-in care · 24-hour care · dementia care · assisted living private care
Service Territory: Manhattan · Brooklyn · Queens · Nassau County · Suffolk County
Elimination Periods: Generally 30 · 60 · 90 days — care starts the clock from day one
Availability: 24 hours · 7 days a week
Call (516) 408-0034 to verify your policy — at no charge
How Your Long-Term Care Insurance Policy Pays for In-Home Care — What Activates Benefits, How the Elimination Period Works, and How 7 Day Home Care Manages the Entire Process Across Manhattan, Brooklyn, Queens, Nassau County, and Suffolk County
Quick Answer — Does Long-Term Care Insurance Cover In-Home Care? Yes, in most cases. Most long-term care insurance policies specifically cover non-medical in-home care provided by a licensed LHCSA when the insured person requires assistance with two or more Activities of Daily Living (ADLs) — or when a cognitive impairment such as Alzheimer's disease or dementia requires supervision for safety. 7 Day Home Care is a NYS licensed LHCSA that accepts assignment of benefits from 15+ carriers, manages the entire claims process at no charge, and provides all documentation required by your carrier from the first day of care. Call (516) 408-0034 to verify your specific policy at no charge.
What triggers long-term care insurance benefits for home care?
Most LTC insurance policies have two benefit triggers: the ADL trigger — typically requiring assistance with two or more of the six standard Activities of Daily Living (bathing, dressing, eating, transferring, toileting, continence) — and the cognitive impairment trigger — requiring supervision for safety due to Alzheimer's disease, dementia, or other cognitive decline. When either trigger is met, benefits are available subject to the elimination period. Call (516) 408-0034 to verify whether your parent's current condition meets their policy's benefit triggers.
What is an elimination period and how does it work?
The elimination period is the number of days — typically 30, 60, or 90 days — during which qualifying care must be received before the insurance carrier begins paying ongoing benefits. Care from a licensed LHCSA counts toward satisfying the elimination period from the first day of service. Days already spent in a hospital or rehabilitation facility may count toward the elimination period under some policies. Starting care as early as clinically appropriate begins the clock immediately. Call (516) 408-0034.
Does 7 Day Home Care accept assignment of benefits?
Yes. 7 Day Home Care accepts assignment of benefits — meaning we bill your long-term care insurance carrier directly rather than requiring you to pay out of pocket and seek reimbursement. We manage all claims documentation, care notes, invoicing, and ongoing submissions at no charge. Call (516) 408-0034.
Most families who contact us about long-term care insurance have one of two experiences.
The first is the family who calls us from a hospital discharge planner's office on a Thursday afternoon. Their parent is being discharged on Saturday. They have forty-eight hours to confirm professional home care. They mention, in passing, that their parent has a long-term care insurance policy — a Genworth policy from 1999, a John Hancock policy from 2001, a MetLife policy their parent purchased during a career in finance and has been paying premiums on for twenty-five years. They are not sure if it covers home care. They are not sure it is still active. They have never made a claim.
The second is the family who calls us six months after starting private-pay home care. They have been paying $33 an hour, four hours a day, seven days a week. At some point someone — a neighbor, a financial planner, a sibling — asks whether there is a long-term care insurance policy. There is. It has been active for twenty-three years. It would have covered the majority of the care costs from the first day.
Both families had the same policy value available to them. One family used it from day one. The other family paid out of pocket for six months before discovering what they had.
The purpose of this page — and the purpose of the conversation when you call (516) 408-0034 — is to make sure you are the first family, not the second.
7 Day Home Care verifies long-term care insurance coverage before care begins, at no charge, for every client who may have a policy. We manage the entire claims process — documentation, care notes, invoicing, and ongoing submissions — for the duration of the care arrangement. We accept assignment of benefits, meaning we bill the carrier directly. We do not charge separately for any of these services. It is part of how we operate.
If your parent has a long-term care insurance policy — or if you are not sure whether they do — call (516) 408-0034. We will find out together.
How Long-Term Care Insurance Benefits Work — What Families Need to Know
Quick Answer — How Does Long-Term Care Insurance Pay for Home Care? A long-term care insurance policy pays for qualifying home care when: (1) the insured person meets the benefit trigger — typically requiring assistance with two or more ADLs, or requiring supervision due to cognitive impairment; (2) the elimination period has been satisfied — typically 30, 60, or 90 days of qualifying care; and (3) the care is provided by a licensed provider that meets the policy's requirements — most policies require a licensed LHCSA. When all three conditions are met, the carrier reimburses care costs up to the policy's daily or monthly benefit amount for the duration of the benefit period. 7 Day Home Care manages verification and claims for the entire process.
The Benefit Trigger — When Benefits Activate
The benefit trigger is the condition that must be met before an LTC insurance policy begins paying. There are two types:
The ADL trigger — The insured person requires hands-on assistance or supervision with two or more of the six standard Activities of Daily Living: bathing, dressing, eating, transferring, toileting, and continence. In practice, bathing and dressing — the two ADLs most commonly requiring assistance first — together satisfy the two-ADL threshold for most policies. If your parent needs help with the morning shower and with getting dressed, in most cases their LTC policy's ADL benefit trigger has been met.
The cognitive impairment trigger — The insured person requires supervision for safety due to a cognitive condition — Alzheimer's disease, vascular dementia, Lewy body dementia, frontotemporal dementia, or another form of dementia. This trigger is separate from and in addition to the ADL trigger. A person with an Alzheimer's diagnosis who still manages most ADLs physically but who cannot safely be left alone may qualify for benefits under the cognitive impairment trigger even before the ADL threshold is met. This is among the most underutilized provisions in long-term care insurance — many families with a dementia diagnosis do not realize their parent already qualifies.
Call (516) 408-0034 before making assumptions about whether your parent's current condition meets their policy's benefit triggers. We verify this in the initial intake conversation.
The Elimination Period — Starting the Clock
The elimination period is the number of qualifying care days that must be received before the carrier begins paying ongoing benefits. Most policies have elimination periods of 30, 60, or 90 days. During the elimination period, the family pays for care out of pocket — after which the carrier takes over payment up to the daily or monthly benefit limit.
The most important practical implication of the elimination period is timing: starting care at the earliest clinically appropriate moment begins the elimination period clock immediately. Waiting for a crisis — a fall, a wandering incident, a hospitalization — delays the start of the elimination period and therefore delays the start of benefit payments by the same number of days. A family that starts care when the need first becomes clear rather than when the crisis forces it may begin receiving benefits months earlier than a family that waited.
Some policies allow days spent in a hospital or licensed rehabilitation facility to count toward the elimination period — potentially meaning the elimination period is already partially satisfied before home care begins. Call (516) 408-0034. We will review what the policy says about your specific situation.
The Daily or Monthly Benefit — How Much the Policy Pays
Most LTC insurance policies specify a maximum daily or monthly benefit — the most the carrier will pay per day or month for qualifying care. This figure is set at the time the policy is purchased and may include an inflation protection provision that increases the benefit over time. Policies purchased in the 1990s and early 2000s — the peak years of LTC insurance sales — typically have daily benefits in the range of $150 to $300 per day, with inflation protection riders that may have increased these figures significantly since purchase.
In the NYC and Long Island market, the daily benefit from a well-structured policy may cover a substantial portion of the care cost — particularly for clients who need four to eight hours of daily care rather than round-the-clock care. Call (516) 408-0034. We will review the specific benefit amounts with you and build the care plan around what the policy covers.
The Benefit Period — How Long the Policy Pays
The benefit period is the maximum length of time the policy will pay benefits — commonly two years, three years, five years, or lifetime. The benefit period clock typically begins running when the elimination period is satisfied and benefits first become payable. Some policies structure the benefit period as a pool of money (total lifetime benefit) rather than a time limit. Understanding the benefit period is important for planning the care structure — particularly for progressive conditions like Alzheimer's disease where care needs will increase over time.
The LHCSA Requirement — Why It Matters for Your Policy
Most long-term care insurance policies require that home care be provided by a licensed home care agency — specifically, a Licensed Home Care Services Agency (LHCSA) licensed by the state. A caregiver registry or independent contractor arrangement typically does not satisfy this requirement, meaning care from a registry may not be reimbursable under the policy even if the care itself is otherwise qualifying.
7 Day Home Care is a NYS Licensed Home Care Services Agency, licensed by the New York State Department of Health. Every caregiver is our W-2 employee — credentialed, insured, and RN-supervised. This is the specific structure that most LTC insurance policies require for benefits to apply.
What 7 Day Home Care Manages for Your LTC Insurance Claim
Quick Answer — What Does 7 Day Home Care Do to Support the LTC Insurance Claim Process? 7 Day Home Care manages the entire LTC insurance administrative process at no charge: policy verification with the carrier before care begins; RN home assessment and care plan documentation in the format required by the carrier; daily care notes maintained by the caregiver and reviewed by the RN; invoicing submitted directly to the carrier under assignment of benefits; ongoing claims submissions for the duration of the care arrangement; and family communication throughout the process. You do not manage the paperwork. We do.
Policy Verification
Before care begins, we contact your LTC insurance carrier to verify that the policy is active, confirm the benefit trigger requirements and whether your parent's current condition meets them, identify the elimination period status and how many days remain, confirm the daily or monthly benefit amount, and identify any documentation requirements specific to this carrier. This verification happens before the first shift — not after.
RN Assessment and Care Plan Documentation
Every 7 Day Home Care arrangement begins with a Registered Nurse home assessment. For LTC insurance purposes, the RN assessment serves a dual function: it establishes the clinical basis for the care plan and produces the documentation that the carrier requires to confirm benefit eligibility. The assessment documents the specific ADLs with which the client requires assistance, the cognitive status and any supervision requirements, the home environment safety profile, and the specific care tasks the HHA will perform. This documentation is submitted to the carrier in the format required by each specific policy.
Daily Care Notes and Ongoing Documentation
Every shift includes care notes maintained by the caregiver and reviewed by the RN — documenting the specific care provided, any changes in the client's status, and the hours of care rendered. These notes are the ongoing documentation the carrier requires to continue benefit payments. We maintain this documentation consistently, in the format required, without requiring the family to manage it.
Assignment of Benefits and Direct Billing
7 Day Home Care accepts assignment of benefits — meaning we bill the LTC insurance carrier directly for covered care, rather than requiring the family to pay out of pocket and seek reimbursement. For clients whose policy covers a substantial portion of the care cost, this means no out-of-pocket outlay for the covered portion of care. The family pays only the amount that exceeds the policy's daily or monthly benefit limit, if any.
Ongoing Claims Management
LTC insurance claims require consistent documentation and periodic resubmission throughout the care arrangement. 7 Day Home Care manages this ongoing process for the duration of the arrangement. Carrier inquiries, documentation requests, and claims status management are handled by our administrative team. The family's responsibility is to receive excellent care.
A Family That Waited — And One That Didn't
Two families. One week apart. Both in Nassau County.
The first family called us on a Monday. Their father — seventy-nine, living in the family home in Manhasset since 1981 — had fallen in the bathroom the previous Friday night. He was home from the emergency department at North Shore University Hospital by Saturday morning, nothing broken, but the fall had changed the conversation. His daughter mentioned, during the intake call, that he had a John Hancock long-term care insurance policy from 1998.
We verified the John Hancock policy within forty-eight hours. Active. Daily benefit: $210 per day with inflation protection — the original $150 benefit had increased to $210 over twenty-six years of a 3% compound inflation rider. Elimination period: 100 days, zero days already satisfied. We began care the following Wednesday. The elimination period clock started that Wednesday.
The second family called us the following Monday. Their mother — eighty-one, living in Great Neck — had been receiving home care from us for seven months. Private pay, $33 per hour, six hours per day. Their accountant had flagged a long-term care insurance policy during a review of her financial documents. A Brighthouse Financial policy from 2002. Active.
Seven months of private-pay care at six hours a day, seven days a week: approximately $41,000. The Brighthouse policy would have covered the majority of it.
The policy terms were similar to the John Hancock policy. The coverage was available from the first day of care. The family simply did not know the policy existed until month seven.
We made the Brighthouse claim from that point forward. We could not recover the seven months. The conversation that could have happened in month one happened in month seven.
If there is any possibility your parent has a long-term care insurance policy — from any career, from any employer benefit, from any financial advisor relationship in the last thirty years — call (516) 408-0034 before care begins. The verification takes forty-eight hours. The benefit can last years.
Details modified for privacy.
— Ready to verify your LTC insurance coverage? — Call (516) 408-0034 · Available 24 hours a day · 7 days a week Request a Free Policy Verification
Which Home Care Services Does LTC Insurance Cover?
Most long-term care insurance policies cover the following non-medical home care services when provided by a licensed LHCSA and when benefit triggers are met:
Supervision For Cognitively Impaired — Daily social engagement, routine structure, safety monitoring, and consistent relational presence. Often covered under the cognitive impairment trigger for early-stage dementia clients and under the ADL trigger for clients with limited mobility.
Personal Care / Home Health Aide Services — Hands-on ADL assistance: bathing, dressing, grooming, transfers, toileting, and incontinence care. The most commonly covered service under the ADL benefit trigger. When two or more ADLs require assistance, most policies' primary benefit trigger has been met.
Overnight Care — Non-medical overnight safety supervision, bathroom assistance, fall prevention, and dementia wandering supervision. Covered under most policies when benefit triggers are met. Overnight care days count toward the elimination period from the first night of service.
Alzheimer's and Dementia Care — Non-medical in-home dementia care across all types and all stages. Often covered under both the ADL trigger and the cognitive impairment trigger. The cognitive impairment trigger may qualify dementia clients for benefits before the standard two-ADL threshold is reached.
Assisted Living Private Care — Private HHA and companion care provided inside assisted living communities. Many LTC policies cover private duty care in assisted living settings because the private care supplements rather than duplicates the facility's services. Coverage varies by policy — call (516) 408-0034 to verify.
Live-In and 24-Hour Care — Extended care arrangements are covered under most policies when benefit triggers are met and the daily or monthly benefit limit applies. For round-the-clock care needs, LTC insurance coverage is often the difference between a sustainable care arrangement and a financially impossible one.
Long-Term Care Insurance Carrier Claims Directory
The following claims contact information is provided as a reference for families initiating LTC insurance claims. 7 Day Home Care contacts carriers directly as part of the claims management process — you do not need to navigate this process alone. Call (516) 408-0034 and we will handle carrier contact on your behalf.
Phone numbers are verified against carrier official sources and state insurance regulatory publications. Carrier contact information is subject to change — 7 Day Home Care verifies current contacts directly at the time of each claim initiation.
AIG Long Term Care Insurance Claims: (888) 316-2672
CNA Long-Term Care Claims: (877) 262-2727 cna.com
Genworth Financial Long-Term Care Claims: (800) 876-4582 Mon–Thu 8:30 AM–6 PM ET · Fri 9 AM–6 PM ET genworth.com/claims
John Hancock Long-Term Care Claims: (800) 233-1449 LTC Rider on life policy: (888) 887-2739 johnhancock.com/help-center/long-term-care
New York Life Insurance — Long-Term Care Customer Service and Claims: (800) 224-4582 newyorklife.com
Northwestern Mutual — Long-Term Care Claims: (800) 748-9493 Mon–Fri 7 AM–5 PM CT northwesternmutual.com
MetLife Long-Term Care Claims: (888) 687-0977 metlife.com/ltc
Transamerica Long-Term Care Customer Service: (800) 227-3740 transamerica.com
Mutual of Omaha — Long-Term Care Customer Service: (800) 775-6000 Mon–Thu 7 AM–5:30 PM CT · Fri 7 AM–5 PM CT mutualofomaha.com
MedAmerica
Prudential
Bankers Life and Casualty — Long-Term Care Customer Service: (800) 621-3724 Claims: (800) 654-3072 bankerslife.com
MassMutual — Long-Term Care Customer Service: (800) 272-2216 massmutual.com
Lincoln Benefit Life / Lincoln Financial Group — Long-Term Care Customer Service: (800) 487-1485 lincolnfinancial.com
UNUM — Long-Term Care Customer Service: (800) 227-8138 unum.com
TIAA — Long-Term Care Customer Service: (800) 842-2888 tiaa.org
Aetna — Long-Term Care Customer Service: (800) 607-3366 aetna.com
Athene
Brighthouse Financial — Long-Term Care (formerly MetLife Insurance Company of Connecticut) Customer Service: (800) 882-1292 brighthousefinancial.com
American Heritage
Knights of Columbus — Long-Term Care Customer Service: (800) 380-9995 kofc.org
National Guardian Life — Long-Term Care Customer Service: (888) 505-2332 nglic.com
Thrivent Financial — Long-Term Care Customer Service: (800) 847-4836 thrivent.com
OneAmerica Financial — Long-Term Care Customer Service: (800) 285-0623 oneamerica.com
Nationwide — Long-Term Care Customer Service: (800) 848-6331 nationwide.com
Pacific Life — Long-Term Care Customer Service: (800) 722-4448 pacificlife.com
Mutual of America — Long-Term Care Customer Service: (800) 468-3785 mutualofamerica.com
Sun Life Financial — Long-Term Care Customer Service: (800) 786-5433 sunlife.com/us
Prudential Financial — Long-Term Care Customer Service: (800) 778-3827 prudential.com
A note on Penn Treaty: Penn Treaty Network America Insurance Company entered liquidation proceedings. Policies were transferred to the Pennsylvania Life and Health Insurance Guaranty Association. If your parent holds a policy originally issued by Penn Treaty, do not call Penn Treaty. Contact the Pennsylvania Life and Health Insurance Guaranty Association at (215) 629-0270 or visit palhiga.com to determine the current administrator of your specific policy. Call (516) 408-0034 and we will help you navigate the current status of that policy before making any assumptions about coverage.
A note on AARP-branded LTC insurance: AARP does not issue long-term care insurance — it is a membership organization that has marketed LTC products through carrier partnerships, primarily New York Life. If your parent holds an AARP-branded LTC policy, the underlying carrier is most likely New York Life Insurance Company. Contact New York Life at (800) 224-4582 or call (516) 408-0034 and we will verify the specific carrier and current policy status.
A note on older policy names: LTC insurance policies are sometimes issued under company names that have since merged, been acquired, or transferred administration. Policies originally issued under Union Security Insurance Company, Time Insurance Company, American Republic Insurance Company, and Blue Cross/Blue Shield of South Carolina are administered by John Hancock. Call (516) 408-0034 — we will identify the current claims administrator for any LTC policy regardless of the issuing company name on the document.
Don't see your carrier? Call (516) 408-0034. We work with carriers beyond this list and can verify coverage for policies issued by additional carriers not shown above.
Important: Phone numbers and contact information in this directory are provided as a reference and are subject to change. 7 Day Home Care verifies current carrier contacts directly at the time of each claim initiation. For urgent matters, call (516) 408-0034 and we will handle direct carrier contact as part of our claims management service.
LTC Insurance Frequently Asked Questions
Does long-term care insurance cover home care?
Yes, in most cases. Most LTC insurance policies cover non-medical home care provided by a licensed LHCSA when the insured person meets the benefit trigger — typically requiring assistance with two or more ADLs or requiring supervision due to cognitive impairment. 7 Day Home Care is a licensed LHCSA and manages all claims at no charge. Call (516) 408-0034.
What triggers long-term care insurance benefits for home care?
Most policies have two triggers: the ADL trigger (typically requiring assistance with two or more of the six standard ADLs) and the cognitive impairment trigger (requiring supervision for safety due to dementia or Alzheimer's). When either trigger is met and the elimination period is satisfied, benefits begin. Call (516) 408-0034 to verify your specific policy.
What is the elimination period?
The elimination period is the number of days of qualifying care — typically 30, 60, or 90 days — that must be received before the carrier begins paying benefits. Care from a licensed LHCSA counts toward the elimination period from the first day of service. Starting care early begins the clock immediately. Call (516) 408-0034.
What are ADLs and why do they matter for LTC insurance?
ADLs — Activities of Daily Living — are the six standard physical tasks used to measure functional independence: bathing, dressing, eating, transferring, toileting, and continence. Most LTC policies require assistance with two or more ADLs to trigger benefits. Bathing and dressing together satisfy the two-ADL threshold for most policies.
What is the cognitive impairment benefit trigger?
Many LTC policies include a cognitive impairment trigger that activates benefits when the insured requires supervision for safety due to Alzheimer's disease, dementia, or other cognitive decline — separate from and in addition to the ADL trigger. A dementia client who still physically manages most ADLs may qualify for benefits based on cognitive impairment alone. Call (516) 408-0034 before assuming your parent's diagnosis does not qualify.
Does 7 Day Home Care accept assignment of benefits?
Yes. We bill the LTC insurance carrier directly under assignment of benefits — you do not pay out of pocket and seek reimbursement. We manage all documentation, care notes, and claims submissions at no charge. Call (516) 408-0034.
What is a licensed LHCSA and why does it matter for LTC insurance?
A Licensed Home Care Services Agency (LHCSA) is licensed by the New York State Department of Health to employ and RN-supervise Home Health Aides. Most LTC insurance policies require care from a licensed LHCSA for benefits to apply. A caregiver registry does not satisfy this requirement. 7 Day Home Care is a licensed LHCSA.
Does LTC insurance cover dementia care at home?
Yes, in most cases — often under both the ADL trigger and the cognitive impairment trigger. Dementia clients may qualify for benefits before the standard two-ADL threshold is met if the cognitive impairment trigger applies. Call (516) 408-0034 before assuming your parent's dementia diagnosis does not qualify.
Does LTC insurance cover care in an assisted living facility?
Many policies cover private duty HHA care in assisted living settings because it supplements rather than duplicates facility care. Coverage varies by policy. Call (516) 408-0034 to verify whether your specific policy covers in-facility private care.
How long does it take to verify LTC insurance coverage?
Policy verification typically takes 24-48 hours from the time we contact the carrier. We begin verification before care starts — not after. Call (516) 408-0034 to begin the verification process.
What if my parent's LTC insurance carrier is not on your list?
Call (516) 408-0034. We work with carriers beyond the list on this page and can verify coverage for additional policies. If your carrier has merged, been acquired, or transferred policies to a guaranty association, we can help you identify who currently manages the claim.
Can days in a hospital or rehab facility count toward the elimination period?
Under some policies, yes. Days spent in a licensed hospital or rehabilitation facility may count toward satisfying the elimination period, potentially meaning the elimination period is partially satisfied before home care begins. This is policy-specific. Call (516) 408-0034 and we will review your policy's specific terms.
My parent has been paying premiums for 20 years and never made a claim. Is the policy still active?
Almost certainly yes — LTC insurance policies remain active as long as premiums are current. The fact that no claim has been made does not affect coverage. Policies purchased in the 1990s and early 2000s often have inflation protection riders that have increased the daily benefit significantly since purchase. A policy with a $150 daily benefit purchased in 1998 with a 3% compound inflation rider may have a daily benefit exceeding $200 today. Call (516) 408-0034. We will verify the current benefit amount along with coverage status.
What documentation does 7 Day Home Care provide to support the LTC insurance claim?
We provide: the RN home assessment and care plan in carrier-required format; daily care notes for every shift; invoices in the format required by the carrier; and any additional documentation the carrier requests throughout the claim. All documentation is managed by our administrative team at no charge.
What if I am not sure whether my parent has a long-term care insurance policy?
Call (516) 408-0034. Many LTC policies were purchased during professional careers and the adult children managing a parent's current care are sometimes unaware the policy exists. We can help you identify where to look — old financial documents, prior employer benefits, financial advisor records — and verify coverage once the policy is located.
Long-Term Care Insurance Accepted Across Manhattan, Brooklyn, Queens, Nassau County, and Suffolk County
7 Day Home Care manages LTC insurance claims for clients throughout our service area. Select a location to learn about home care services covered by your policy in that community.
Manhattan Battery Park City · Financial District · Tribeca · Greenwich Village · SoHo · NoHo · Chelsea · Gramercy · Midtown · Hudson Yards · Upper East Side · Lenox Hill · Carnegie Hill · Upper West Side
Brooklyn Prospect Heights · Brooklyn Heights · Park Slope · Carroll Gardens · Cobble Hill · Boerum Hill · DUMBO · Williamsburg · Fort Greene · Vinegar Hill · Gowanus · Red Hook
Queens Jamaica Estates · Flushing · Forest Hills · Fresh Meadows · Bayside · Astoria · Beechhurst · Ditmars Steinway · Kew Gardens · Little Neck · Douglaston · Whitestone · College Point · Long Island City · Belle Harbor · Neponsit · Glen Oaks
Nassau County Great Neck · Manhasset · Old Westbury · Garden City · Roslyn · Floral Park · Williston Park · Port Washington · Valley Stream · Woodmere · Baldwin · Oyster Bay · Jericho · Syosset · Plainview · Massapequa
Suffolk County Huntington · Melville
All Service Areas — NYC and Long Island
Explore Services Covered by Long-Term Care Insurance
Home Health Aide — Personal Care Services
Companion Care Services
Overnight Care
Alzheimer's and Dementia Care
Assisted Living Care
Licensed. Supervised. Responsive.
7 Day Home Care is a New York State licensed LHCSA (Licensed Home Care Services Agency), licensed by the New York State Department of Health — the specific license that most long-term care insurance policies require for benefits to apply.
Every caregiver is a NYS Certified Home Health Aide — our W-2 employee, background-checked, insured, and supervised by our Registered Nurse. We do not use registries or referral platforms. All services are non-medical.
For emergencies, call 911.
Main: (516) 408-0034
info@7dayhomecare.com
Long Island Office
3000 Marcus Avenue
Lake Success, NY 11042
By Appointment · Serving Nassau County, Suffolk County, and Queens
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Manhattan Office
100 Park Avenue, Suite 1600
New York, NY 10017
By Appointment · Serving Manhattan, and Brooklyn
Get Directions — Manhattan Office
Open 24 Hours a Day · 7 Days a Week
The Policy May Already Cover Everything. The Question Is Whether You Know It Exists.
Most long-term care insurance policies that pay for home care in this market were purchased twenty to thirty years ago — during the careers of people who are now in their seventies, eighties, and nineties. They were purchased thoughtfully, premiums were paid faithfully, and in a meaningful number of cases the adult children managing the parent's current care are not aware the policy exists.
The two families in the case study above had identical coverage. One family used it from day one. The other discovered it in month seven.
The call to (516) 408-0034 takes five minutes. The verification takes forty-eight hours. The benefit — if the policy is there — can last years.
"The John Hancock policy covered almost everything. I wish I had called you before Thursday."
Call (516) 408-0034 Available 24 hours · 7 days a week
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Licensed by the New York State Department of Health.
Serving Manhattan · Brooklyn · Queens · Nassau County · Suffolk County
Last updated April 2026.